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What Are the Alternatives to Chapter 7 Bankruptcy?

Debtors who have faced obstacles to paying off their debts when due have no doubt received more than their fair share of demanding letters and phone calls

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What Debts Remain After a Chapter 13 Discharge?

A Chapter 13 discharge affects only those debts provided for by the plan. Any debts not scheduled in the plan will remain, and the debtor will have to pay them in full, even after discharge.

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What Are the Effects of A Salary Increase on A Wage-Earner Plan Under Chapter 13?

When a Chapter 13 debtor enters into a wage-earner plan, he or she commits the next three to five years’ disposable income — that portion of the debtor’s income not required to meet the necessary needs of the debtor and his or her dependents — to the repayment of debt.

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How Can I Rebuild My Credit After Bankruptcy?

Bankruptcy has a long-lasting impact on a person’s credit rating, and on his or her ability to obtain credit in the future.

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What Is Chapter 7?

Both individuals and businesses may find themselves with more debts than they can pay when due. In such cases, filing for bankruptcy may provide a solution to what seems like an insurmountable problem.

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What Happens in A Chapter 7 Bankruptcy Proceeding?

A Chapter 7 case begins with the debtor’s filing of the petition with the bankruptcy court, which triggers the automatic stay — bankruptcy terminology for the termination of all debt-collection activity.

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What Is the Bankruptcy Abuse Prevention and Consumer Protection Act?

On April 20, 2005, President Bush signed the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), which instituted substantial changes to the Bankruptcy Code.

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Saving a Home from Foreclosure with Chapter 13 Bankruptcy

Many people are struggling in the current economic climate. Many live paycheck to paycheck, barely making ends meet. All it takes is for one unexpected emergency to send them into a financial tailspin...

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